Many of us will have spent the last two years longing for the time when most of the UK population had a good immunity against Covid-19, and pandemic restrictions were either being eased or completely dropped.

Although the pandemic is not over, these wishes have come to pass, and we are closer to normal now, than we have been for a long time.

However, one crisis has been followed by two others, with soaring inflation and Russia’s invasion of Ukraine making many investors jittery.

We would urge you not to panic in the face of international uncertainty. Hold firm, stick to your investment plan and do not let emotions guide your decisions.